一个主要的目标 FAFSA简化法案 is to make the amount of aid your student is eligible for more transparent and predictable. In the past, the FAFSA determined aid using the Estimated Family Contribution (EFC). It was a complicated process even for financial aid specialists. Families often had no idea how much they could receive until they got their financial aid offer from the college.
新的学生援助指数 (SAI) is streamlined and better defined. 在某些情况下, low-income students can be eligible for need-based aid using only the family’s adjusted gross income taken from their income tax return. The new SAI streamlines procedures for students with more complicated income sources as well.
Families with more than one member in college
Under the old Estimated Family Contribution system, if you had multiple family members in college at the same time, 你的EFC被他们平分了. 根据新的学生资助指数, 更好的FAFSA仍然会问这个问题, but it doesn’t consider the number of family members in college in its calculations.
For example and using some very simplified numbers: Under the old FAFSA, 如果你的EFC是3美元,000 and you had three eligible family members enrolled in college at the same time, 每个注册学生可以获得1美元的EFC,000. This would have increased the amount of federal aid they could receive. 现在在更好的FAFSA, 每一种都有3美元的SAI,000, 减少联邦援助的数量.